Maine homeowners insurance offers property damage coverage for your home. The most basic policy, known as the HO-2 policy, covers damages caused by fire, smoke, hail, wind, falling objects, theft, vandalism, vehicles, aircraft, frozen pipes, a sudden cracking, and overflowing steam from air conditioners and water heaters. The HO-3 policy (the most popular Maine homeowners insurance policy) offers bodily injury liability protection. If someone experiences an accident on your property, then this coverage would pay for medical expenses as well as any lawsuits. It also offers added property damage coverage. The majority of home lenders require Main homeowners insurance when you’re buying a house on loan. For this reason, you should know more about Maine homeowners insurance.
It is important to know that Maine homeowners insurance does not offer flood protection. If you live in an area prone to flooding, you must buy additional flood insurance to protect your home. In addition, certain areas may need additional coverage for high wind storms. The protection provided by your homeowners insurance may be enough for your winter conditions, but be sure to review your policy and the perils in and around your home. It is always important to remember that Maine homeowners insurance does not cover maintenance negligence.
Our service gets you connected to the top homeowners insurance carriers in Maine and lets you choose the one that best fits your needs and budget. We have over 100 companies with agents represented in our network.
Because we work with so many carriers and brokers in all 50 states, we can make it easy to get multiple quotes for policies that can fit any special need or budget. Whether you need a standard home owners insurance policy, coverage for a luxury home, an umbrella policy, renters insurance, or coverage for a mobile or manufactured home, we can help. Additionally, we can help you find several types of specialty home owners coverage, including earthquake insurance, wind and flood protection, and coverage for high risk home owners.
Our process is fast, easy, and free! Simply enter your basic information into our online forms (your information will be kept safe on our secure servers). After you have completed our short online questionnaire, we will match you with local agents in your area who can provide additional quotes, answer any questions you may have about coverage, and assist you in every step of the buying process.